It is very unfortunate that our country is suffering
such huge mortgage, and overall economic downturn. In fact, many say it is our
biggest economic downturn since the “Great Depression”, and many honest
hardworking people are victimized by this historic event. To make this problem
even worse, most people do not have the necessary knowledge, and experience to
fight back. Thousands of people drop their gloves, and walk away leaving their
homes behind. This results in much greater financial losses for homeowners, and
believe it or not the banks know this is not good for their business either.
Banks spend thousands of dollars on legal actions, and then sue homeowners again
to recover all legal fees, and mortgage deficiency created by the sale of
homeowner’s properties for often way less than could be obtained if the house
did not go to Courthouse Auction. It is not uncommon, for these future
balances to be in the 10’s or even 100’s of thousands of dollars. Needless to
say, the emotional toll that this tragedy takes on individuals, their children,
families, marriages, and everyone else involved needs to be avoided if possible.
There is Hope
With help of qualified real estate professionals,
homeowners may be able to sell their house for less than they owe, and avoid foreclosure, bankruptcy, and deficiency balances.
Lenders are eager to save money in this difficult economy, and are willing to
make deals formerly considered unrealistic.
- Sell property at short sale
- Get lender to write off the deficiency on
the sale of house
- Rate reduction/Refinance
- Mortgage modification
- Rent troubled property to another family,
and help homeowner get back on track with their lender
Benefits To Homeowner
- Avoid Foreclosure
- Avoid deficiency
- Avoid Bankruptcy
- Reduce negative impact on credit
- Reduce emotional distress
- Best of All We Get Paid By the Bank or
Buyers as Part of The Deal
What we Do
- Negotiate First Mortgage
- Negotiate Second, Third and any subsequent
- Negotiate Cross Collateral
- Negotiate Civil penalty
- Negotiate Mechanic’s Liens
- Negotiate Judgment Liens
- Negotiate State Income Tax
- Negotiate Federal Income Tax
- Collaborate with Attorneys to secure
- Collaborate with TAX Professionals to
minimize tax liability on discharged debt
No Matter What HOMEOWNER’S Situation is, We Will Treat
Them with Fairness, and Impose No Judgment!
There is no crystal ball or magic formula for solving
this life altering problem. However, there are keys for unlocking the solution
for just about any problem in this world. TIME MONEY
KNOWLEDGE, and quiet often it only takes two of those important keys.
It is pretty safe to assume that homeowner who is facing foreclosure does
NOT have much MONEY, so that leaves us with homeowner’s
TIME and our KNOWLEDGE. It is crucial for homeowner
take action long before financial difficulty becomes a threat to their home.
Homeowners should NOT wait for Bank to file for
FORECLOSURE, start COLLECTIONS, or even miss one payment.
Homeowners can greatly increase their chances of successfully solving this
problem, by getting professional help as soon as they realize that it is only a
matter of TIME before they become delinquent on any or all of their debt.
Every case is unique, and requires complete homeowner’s,
and lien holder’s cooperation.
Call 502-410-5588 for your FREE, NO OBLIGATION